Are you ready for the increases in contributions on 6 April 2018? It’s the law.

11 Mar 2018


By law, minimum contributions for workplace pensions are increasing on 6 April 2018, as the table below shows.  All employers with staff in a pension scheme must take action to ensure that at least the minimum amounts are being paid.

Date effective Employer minimum contribution Staff contribution Total minimum contribution
Until 5 April 2018 1% 1% 2%
From 6 April 2018 2% 3% 5%
From 6 April 2019 3% 5% 8%

The Pensions Regulator has helpful guidance on their website, including a letter template that you can use to communicate the increases to your staff.

Automatic enrolment is an ongoing process – it does not end on your duties start date.

If you’ve already automatically enrolled your staff, don’t forget that your automatic enrolment duties continue – The Pensions Regulator carries out spotchecks around the country, so make sure you know what you need to do and are up to date with your ongoing duties.

You’ll need to continue to monitor the ages and amount you pay your staff to see whether you’ll need to enrol them into a pension scheme. You’ll also need to manage requests to join or leave the pension scheme and keep accurate records of how you’ve met your legal duties.

The Pensions Regulator has helpful guidance to help you understand your ongoing duties.